Give your people dignity before they ever need it.
Pre-paid memorial plans your workforce can rely on. Fully licensed, trust-fund protected, and backed by millions of satisfied planholders.
Corporate Packages
Employer Reserve Package
Employee Empowerment Package
Employee Empowered Package
Plans, including all available benefits, are assigned to individual employees from the start.
- Employee chooses to enroll in the plan.
- HR Facilitates through information sessions or assisted onboarding.
- Payment may be through direct payment or salary deduction.
- Company initiates the purchase and names the employee as the plan holder upon issuance
- May be fully paid by the employer.
- Presented as a guaranteed benefit, reward, or inclusion in the employment package.
- Company assigns or offers different types of plans depending on the employee rank or role.
- Senior executives may be assigned higher-value plans.
- Rank-and-File or non-management staff may be offered lower-cost plans either as voluntary options or with a subsidy.
Employer Reserve Package
Description:
Bulk plans are purchased and owned by the company without assigning them to specific individuals at the time of purchase. These plans are held in reserve and assigned when needed, i.e., the passing of an employee (or their loved one). These are basic memorial-only plans, which means that only memorial services are covered, and insurance writers or value-added benefits arebenefits, are not included.
Use Cases:
- For sudden-death contingencies involving employees or their dependents
- For providing flexible, non-personalized memorial coverage
- For future conversion transfer to named, employee-held plans (see Convertible Plans)
- Plans are reserved for use in unexpected deaths (e.g., contractual workers, dependents). Often funded through welfare budgets or CSR allocations. Shows preparedness and institutional compassion.
- Plans are pre-purchased and named later as part of a structured HR program — such as retirement gifts, loyalty milestones, or separation packages. The employee becomes the planholder only upon naming.
Group-Voluntary Plan Package
Offer plans directly to individuals through group-specific links or codes, whether for companies, professional associations, alumni networks, or other organized groups. Minimal setup is required for the organizing entity, making it easy to provide meaningful benefits without the complexity of formal administration.
- The organizing entity does not need to subsidize or formally integrate the plan into its benefits program.
- HR or Admin may simply promote the opportunity (e.g., via internal emails, bulletin boards, webinars, kiosks, or orientation kits).
- St. Peter handles the enrollment process, support, and documentation.
- The employee becomes the planholder upon enrollment.
- All benefits apply as in standard named plans (memorial services, insurance riders, portability, etc.)
- Adds value to the employee experience without cost or commitment
- Promotes a culture of preparedness and personal responsibility
- Minimizes HR stress during death-related emergencies by encouraging employees to plan ahead
- Strengthens employer brand as family- and future-oriented
- No financial or administrative burden — St. Peter handles everything
- This option is more external-facing and low-touch.
It differs from the Employee Empowerment Package – Employee-Initiated Enrollment, which involves formal setup, internal facilitation, and possibly company subsidy or payroll deduction support.
Why Companies Choose St. Peter
Reliable Converage Everywhere
Wherever your employees may be, our strong presence ensures consistent and accessible support.
Strengthen Your Employer Brand
Partnering with St. Peter shows a genuine commitment to employee well-being and dignity, positioning your company as a caring, forward-thinking employer.
Plans That Fit
Whether you prefer employee-owned, company-sponsored, or convertible packages, our plans adapt to your organization’s needs, goals, and budget.
How the Partnership Works
Consult & Customize
Book a 15-minute call with a Corporate Sales Specialist to seize your workforce.
Select Package Mix
Choose between Employee Empowerment Package, Employer Reserve or Group Voluntary Plan
Onboard Employees
Webinars, kiosk days or self service link.
Agree and Sign
E-contracts plus HR dashboard access within 24 hours.
Ongoing Support
Dedicated hotline and enterprise chat.
Compliance and
Fine Prints
Here’s what you need to know about your plan coverage and safeguards.
15-day Free-Look
Cancel within 15 days and receive full refund.
Rider Activation
Insurance riders activate once a plan is named.
Trust-Fund Protection
All funds are secured in an audited regularly trust.
What Isn't Covered
Cemetery lots, government fees, and excess viewing days remain outside plan scope.
Compliance and
Fine Prints
Here’s what you need to know about your plan coverage and safeguards.
15-day Free-Look
Cancel within 15 days and receive full refund.
Rider Activation
Insurance riders activate once a plan is named.
Trust-Fund Protection
All funds are secured in an audited regularly trust.